{"id":1916,"date":"2025-12-07T07:15:16","date_gmt":"2025-12-07T07:15:16","guid":{"rendered":"https:\/\/staging.alemilawgrp.com\/?page_id=1916"},"modified":"2025-12-07T07:46:26","modified_gmt":"2025-12-07T07:46:26","slug":"como-intentan-las-companias-de-seguros-reducir-las-reclamaciones-por-danos-personales","status":"publish","type":"post","link":"https:\/\/staging.alemilawgrp.com\/es\/2025\/12\/07\/how-insurance-companies-try-to-reduce-personal-injury-claims\/","title":{"rendered":"C\u00f3mo intentan las compa\u00f1\u00edas de seguros reducir las reclamaciones por da\u00f1os personales"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1916\" class=\"elementor elementor-1916\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e69c344 e-con-full e-flex e-con e-parent\" data-id=\"2e69c344\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b25ca74 elementor-widget elementor-widget-template\" data-id=\"5b25ca74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"931\" class=\"elementor elementor-931\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-a0f3392 e-flex e-con-boxed e-con e-parent\" data-id=\"a0f3392\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-54a5d19 e-con-full e-flex e-con e-child\" data-id=\"54a5d19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daeeaa5 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"daeeaa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">How Insurance Companies Try to Reduce Personal Injury Claims<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-675e8bd elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-invisible elementor-widget elementor-widget-icon-list\" data-id=\"675e8bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/staging.alemilawgrp.com\/es\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">How Insurance Companies Try to Reduce Personal Injury Claims<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c11a65f e-flex e-con-boxed e-con e-parent\" data-id=\"7c11a65f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-274d5f53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"274d5f53\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73f061e7 elementor-widget elementor-widget-image\" data-id=\"73f061e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/staging.alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup.jpg\" class=\"attachment-full size-full wp-image-1918\" alt=\"\" srcset=\"https:\/\/staging.alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup.jpg 1024w, https:\/\/staging.alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup-300x300.jpg 300w, https:\/\/staging.alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup-150x150.jpg 150w, https:\/\/staging.alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup-768x768.jpg 768w, https:\/\/staging.alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup-12x12.jpg 12w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4653cad0 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"4653cad0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:350}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cc40f35 elementor-widget elementor-widget-heading\" data-id=\"2cc40f35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Most people don\u2019t realize that insurance adjusters are trained to protect profits \u2014 not injured victims. Here are the most common tactics they use after an accident in California.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28ad434 elementor-widget elementor-widget-heading\" data-id=\"28ad434\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Offering a Low Settlement Immediately<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e401ce3 elementor-widget elementor-widget-heading\" data-id=\"7e401ce3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">The first offer is almost always the lowest. Insurance companies hope you\u2019ll take quick cash before you know the full extent of your injuries.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcfabd6 elementor-widget elementor-widget-heading\" data-id=\"fcfabd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Arguing Your Injuries Are Not Serious<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-695360d9 elementor-widget elementor-widget-heading\" data-id=\"695360d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">They may claim:<br><br>\n- You delayed treatment<br>\n- You weren\u2019t hurt badly<br>\n- Symptoms were \u201cpre-existing\u201d<br>\n- You don\u2019t need further care<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bec8c47 elementor-widget elementor-widget-heading\" data-id=\"bec8c47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Blaming You for the Accident<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c39c1f6 elementor-widget elementor-widget-heading\" data-id=\"c39c1f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">This is called <b>comparative negligence<\/b>. Even being blamed 20% can significantly reduce your payout.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa778cd elementor-widget elementor-widget-heading\" data-id=\"aa778cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Misrepresenting Your Rights\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cad226 elementor-widget elementor-widget-heading\" data-id=\"1cad226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Some adjusters imply:<br><br>\n- You don\u2019t need a lawyer<br>\n- You must give a recorded statement<br>\n- You must sign medical release forms<br><br>\nNone of this is true.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5df6bd6 elementor-widget elementor-widget-heading\" data-id=\"5df6bd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Dragging Out the Process<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-730e3dc elementor-widget elementor-widget-heading\" data-id=\"730e3dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Delays pressure victims into settling cheaply.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4bec2560 e-con-full e-flex e-con e-child\" data-id=\"4bec2560\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b4bf2c3 elementor-widget elementor-widget-heading\" data-id=\"4b4bf2c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Protect Yourself<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fb1ebc elementor-widget elementor-widget-heading\" data-id=\"1fb1ebc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">- Get medical care immediately<br>\n- Document everything<br>\n- Don\u2019t speak directly with insurance adjusters<br>\n- Hire an experienced California personal injury attorney<br>\n<br>\n\n<img decoding=\"async\" role=\"img\" class=\"emoji\" alt=\"\ud83d\udcde\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f4de.svg\"> <b>(818) 946-9911<\/b><br><br>\n<img decoding=\"async\" role=\"img\" class=\"emoji\" alt=\"\ud83d\udce9\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f4e9.svg\"> <b>info@alemilawgrp.com<\/b><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Most people don\u2019t realize that insurance adjusters are trained to protect profits \u2014 not injured victims. Here are the most common tactics they use after an accident in California. 1. Offering a Low Settlement Immediately The first offer is almost always the lowest. Insurance companies hope you\u2019ll take quick cash before you know the full [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1918,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-1916","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Insurance Companies Try to Reduce Personal Injury Claims - Alemi Law Group<\/title>\n<meta name=\"description\" content=\"Learn how insurance companies try to reduce personal injury claims and what you can do to protect your rights and compensation. 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